Terms of Use

Please read these Terms of Use carefully before accessing or using this website (the “Site”). By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use the Site.

SMS Terms

You agree to receive Marketing and Account Notification text messages from Wholesale Direct Home Loans. I understand I may opt out of SMS communication by replying 'STOP'. Reply HELP or email support@wdhomeloans.com for help. Message and Data rates may apply. Message frequency varies. Opting in to SMS is optional and not required to submit this form or to use our services. All messages will be handled by Wholesale Direct Home Loans.

Website Information

The information provided on this Site is for general informational and educational purposes only. Nothing on this Site constitutes legal, tax, financial, investment, or other professional advice.

Mortgage programs, interest rates, fees, terms, eligibility requirements, and lending guidelines are subject to change without notice and may vary based on individual circumstances, property type, loan amount, creditworthiness, market conditions, lender requirements, and other factors.

Information provided on this Site does not constitute a commitment to lend, loan approval, loan offer, or guarantee of any particular mortgage product, interest rate, or loan terms. All mortgage applications are subject to applicable underwriting requirements and approval.

Mortgage Calculators and Estimates

Any mortgage calculators, payment examples, affordability estimates, rate information, or other interactive tools provided on this Site are for illustrative purposes only.

Results are estimates and may not include all applicable taxes, insurance, mortgage insurance, homeowners association fees, closing costs, lender fees, or other expenses. Actual mortgage payments, rates, costs, and qualification amounts may differ.

Users should consult directly with a licensed mortgage professional before making financial decisions based on information or calculations provided through this Site.

Personal and Non-Commercial Use

You may access, view, download, and print materials from this Site for your personal and non-commercial use.

Unless otherwise authorized in writing, you may not copy, reproduce, modify, distribute, publish, transmit, display, sell, license, create derivative works from, scrape, frame, or otherwise commercially exploit any content, software, graphics, photographs, data, or other materials obtained from this Site.

Intellectual Property

Nothing contained on this Site grants any license or right to use any trademark, logo, copyrighted material, or other intellectual property without the prior written permission of the applicable owner.

Prohibited Use

You agree not to use this Site for any unlawful, fraudulent, abusive, or unauthorized purpose.

You may not attempt to gain unauthorized access to the Site, its servers, accounts, databases, administrative areas, or other systems connected to the Site. You may not knowingly introduce malicious code, interfere with the operation or security of the Site, impersonate another person or organization, or submit false or misleading information.

Third-Party Websites and Services

This Site may contain links to websites, applications, mortgage lenders, service providers, social media platforms, or other resources operated by third parties.

These links are provided for convenience and informational purposes. We do not control third-party websites and is not responsible for their content, availability, security, privacy practices, products, services, representations, or policies.

Access to and use of third-party websites and services is at your own discretion and subject to the terms and privacy policies of those third parties.

Disclaimer of Warranties

While reasonable efforts may be made to provide accurate and current information, we do not warrant that the information contained on this Site is complete, accurate, current, error-free, or suitable for any particular purpose.

The Site and its content are provided on an “as is” and “as available” basis, to the fullest extent permitted by applicable law.

Limitation of Liability

To the fullest extent permitted by applicable law, [COMPANY NAME], its owners, employees, affiliates, agents, licensors, and service providers will not be liable for any direct, indirect, incidental, special, consequential, or other damages arising from or related to your access to, use of, inability to use, or reliance upon this Site or its content.

Some jurisdictions do not permit certain limitations or exclusions of liability. In those jurisdictions, the limitations contained in these Terms of Use will apply only to the extent permitted by law.

Indemnification

You agree to indemnify and hold harmless [COMPANY NAME], its owners, employees, affiliates, agents, and service providers from claims, liabilities, damages, losses, costs, and expenses arising from your misuse of this Site, violation of these Terms of Use, or violation of applicable law or the rights of another person or entity.

Privacy

Your use of this Site may involve the collection and processing of personal information. Please review our Privacy Policy for information regarding how information submitted through or collected by this Site may be handled.

Information submitted through a mortgage application or third-party lending platform may also be subject to additional privacy notices, disclosures, agreements, and policies provided by the applicable mortgage company, lender, technology provider, or other service provider.

Changes to These Terms

We may revise these Terms of Use periodically. Changes become effective when the revised Terms of Use are posted on this Site unless otherwise stated.

Your continued use of the Site following the posting of revised Terms constitutes acceptance of those revised Terms.

Governing Law

These Terms of Use and your use of this Site are governed by the applicable laws of the United States and the laws of the State of NJ, without regard to conflict-of-law principles, except where otherwise required by applicable law.

Licensing

For licensing information, visit NMLS Consumer Access. Mortgage licensing, registration, and regulatory information may vary by state. Additional state-specific licensing disclosures may appear elsewhere on this Site.

Wholesale Direct Mortgage, Inc. Is licensed by the Florida Office of Financial Regulation and operates as Wholesale Direct Home Loans Inc. | For licensing information, visit www.nmlsconsumeraccess.org

Contact

Questions regarding these Terms of Use may be directed to our office. Contact information >>