Mortgage Blog
Category: Mortgage (14 posts)
October 28 - Federal Reserve issues FOMC statement
October 29, 2026 | Posted by: Wholesale Direct Mortgage Inc.
The Federal Open Market Committee approved the following statement for release by a 10 – 2 vote: The Committee decided to maintain the target range for the federal funds rate at 3-3/4 to 4 percen ...
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Why the Lowest Mortgage Rate Is Not Always the Best Deal
October 25, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Shopping for a mortgage can feel surprisingly simple at first. One lender quotes a 6.50% interest rate. Another quotes 6.75%. Surely the first lender wins, right? Not necessarily. The lower rate mi ...
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HELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?
October 19, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Need Cash From Your Home? Start With the Mortgage Rate You Already Have You need money for a renovation, debt repayment, or another planned expense. Your home has equity, so borrowing against it ma ...
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Adjustable-Rate Mortgage: Can You Afford the Reset?
October 7, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rat ...
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Sept 16-2026 - Federal Reserve issues FOMC statement
September 16, 2026 | Posted by: Wholesale Direct Mortgage Inc.
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...
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Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires
September 14, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...
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Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
August 5, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...
read moreJuly 29-2026: Federal Reserve issues FOMC statement
July 30, 2026 | Posted by: Wholesale Direct Mortgage Inc.
The Federal Open Market Committee approved the following statement for relea ...
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Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?
July 7, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...
read moreShould I Wait for Mortgage Rates to Drop?
June 22, 2026 | Posted by: Wholesale Direct Mortgage Inc.
For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...
read moreJune 17-2026 - Federal Reserve issues FOMC statement
June 17, 2026 | Posted by: Wholesale Direct Mortgage Inc.
The Federal Open Market Committee approved the following statement for relea ...
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Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026
June 4, 2026 | Posted by: Wholesale Direct Mortgage Inc.
For many homebuyers in 2026, the biggest question is not simply, "Can I get approved for a mortgage?" It is, "Can I get approved and still feel comfortable with the payment?" That distinction m ...
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Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide
May 28, 2026 | Posted by: Wholesale Direct Mortgage Inc.
Buying a home is not only about qualifying for a mortgage. It is about feeling confident that the payment will still work if life changes after closing. A new job, reduced hours, lost overtime, a co ...
read moreNew Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?
May 11, 2026
If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many mar ...
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